GET to know your bank

Members Equity offers Auswide members access to a number of banking services including Home Loans, Online Savings Accounts, Credit Cards and Personal Loans. For more information on the Super Members Home Loan range or any of their other banking products call 13 15 63 or visit www.membersequitybank.com.au today.

Your Auswide membership gives you the option of applying for any one of the Super Members Home Loans, all of which are offered at a discounted interest rate. As well as a discounted interest rate, other benefits of the SMHL range include:

• No application fee
• No valuation fee
• No ongoing account keeping fees
• Split and top-ups available
• Free redraw and free lump sum payments
• No fees for phone or Internet banking

Get to know your Super Members Home Loan range
Standard Home Loan
If you are after a low cost yet flexible home loan, this is the one for you. Take advantage of a range of options, including the ability to switch from a variable to a fixed interest rate, split your loan or even top-up your loan at no cost.

Offset Account
The Ultimate Offset Account is a versatile all-in-one home loan and transaction facility that offers a competitive variable interest rate, is free from transaction fees, and gives you the opportunity to offset your income and savings against your home loan balance.

Interest Only Investment Loan
The Interest Only Investment Loan is designed to suit all types of investors. If your plans include investment in real estate, managed funds or shares, then this product may be the one for you. 

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.

Get to know your bank's Online Savings Account
The ME Online Savings Account gives you a great interest rate whilst giving you access to your money via phone or Internet banking at any time.  
Benefits at a glance:

• Competitive interest rate on every dollar in your account every day
• Deposit and withdraw money without penalty at any time
• No minimum opening deposit or balance required
• Free phone and Internet banking, and no other fees

This is general information only and you should consider if the ME online Savings Account is appropriate for you.

Get to know your bank's Credit Card
Want all the benefits of credit without the hassle of managing reward points or high interest? Then the Members Equity MasterCard is the smart choice.  
Benefits at a glance:

• One of Australia's lowest ongoing credit card rates
• Up to 44 days interest free on purchases
• A low $30 annual fee (waived after the first year if you spend over $7,500 on purchases each year)
• No charge for additional cardholders
• Emergency worldwide replacement if card is lost or stolen

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.

Get to know your bank's Personal Loan
Whether it's for practical reasons or for pure indulgence, the Members Equity Personal Loan is a simple, low-cost way to borrow money to finance a major purchase.  

Benefits at a glance:

• A low fixed interest rate
• No ongoing account keeping fees
• No annual fee
• No fees for extra repayments
• No penalties for early payout
• Select your own loan term from 1 to 5 years
• Easy application process

If you need a new car, want to consolidate your debts or even take a holiday a Members Equity Bank Personal Loan can help.

Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request